Credit Concerns

Do You Have Problems Managing Your Money?

Take the Quiz to Find Out


  1. Do you only make the minimum payments on your credit card?
    1. often
    2. sometimes
    3. never
  2. Are you late paying bills?
    1. often
    2. sometimes
    3. never
  3. Are you borrowing money to pay for items, such as groceries, for which you should pay cash?
    1. often
    2. sometimes
    3. never
  4. Do you put off medical or dental visits because you can't afford them right now?
    1. often
    2. sometimes
    3. never
  5. Are you getting calls or letters from collectors?
    1. often
    2. sometimes
    3. never
  6. Do you worry about how much money you owe?
    1. often
    2. sometimes
    3. never

If you answered (a) or even (b) to any of the above questions, you could be in financial difficulty. Take steps to re-examine your priorities and budget to repay your debt.